Automotive Finance

Fintilect drives everything needed to digitally onboard and service automotive customers.
origination finance

Origination

Fintilect auto finance software provides a quick and fully automated origination process from application to agreement including:

  • Electronic identification
  • Document upload
  • Credit and risk scoring
  • Real-time decision making in minutes
  • eSign agreement
bike chain close up

Servicing

Automate the auto loan servicing journey to suit specific needs. The Fintilect platform allows dealers to:

  • Create new loan products
  • Modify structures and terms
  • Track incoming payments
  • Provide self-service facilities
  • Convert end-of-term balloon decisions into refinance with a standalone, calculator-driven application channel
innovated car inside

Debt Collection

Working seamlessly with your collections strategy customers can manage overdue payments anytime, anywhere:

  • Real-time customer guidance
  • Repayment arrangement facilities
  • Income and expenditure facilities
  • Tailored collections journeys
  • Vulnerable customer identification
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Integrations

Our platform integration expertise with third party service providers includes:

  • Core systems
  • Payment gateways
  • Business Intelligence systems
  • eSigning solutions
  • Credit bureaus and decisioning
  • Collection strategy engines

Balloon Refinance: Convert End-of-Term Moments into Retained Relationships

With PCP balloon values averaging often £10k or more and residual values under pressure, the end-of-term moment is one of the highest-stakes touchpoints in the customer journey. Fintilect’s dedicated balloon refinance channel gives lenders a standalone, calculator-driven application flow that reaches customers regardless of portal registration, converting hand-backs into renewed terms.

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A Proven Record Of Digital Transformation

850k new registered automotive users

Fintilect’s automotive finance clients have collectively witnessed an increase of 850,000 new registered automotive users since they started working with us.

Introducing Fintilect’s Digital Banking Platform for Automotive Finance Clients

Fintilect’s automotive finance software solutions are driven by our Digital Banking Platform, which provides a fully flexible platform for vehicle dealerships. We are committed to helping clients shine in this ever-competitive market.

Digital Banking Platform Digital Banking Platform
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What Fintilect offers its automotive finance clients

FAQs

Our software assists a variety of automotive stakeholders, including dealerships, lenders, and finance companies, in managing the process surrounding vehicle financing. The benefits include creating a smoother financial process around various elements, such as loan organisation, document management, and compliance.

This is suited for several different automotive stakeholders:

  • Car dealerships
  • Auto finance companies
  • Banks
  • Leasing agencies
  • Vehicle fleet management

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    Fintilect is trusted by

    Trusted by

    ccb
    darlington logo
    df capital
    dudley logo
    motonovo
    Sainsburys Bank logo
    santander logo
    suffolk building society
    ccb
    darlington logo
    df capital
    dudley logo
    motonovo
    Sainsburys Bank logo
    santander logo
    suffolk building society