Like it or loathe it, the mighty fintech wagon continues to blaze a trail through financial services. You may like it because it’s disruptive, challenging the status quo as it rolls enthusiastically through the dusty plains of established financial services. You may loathe it because it’s disruptive and challenges the status quo (and you’re a member of the status quo). Whatever angle you take, 2021 looks like it’s going to be more of the same.